Instant online decision
Hotline: +41 (0) 41 511 0 450
Responsible handling

Financial restructuring: That’s how it works at topmoney

Simply submit your application showing the requested amount and term, receive a decision instantly and, when all is set to “Go”, receive topmoney financial restructuring. What are you waiting for? Try it now!

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GET YOUR FINANCIAL RESTRUCTURING IN ONLY 3 STEPS

Complete your application online – any time, any place. And you won’t have to wait for a decision. You will find out immediately after sending your application whether your application was approved. If you have any further questions, or want to find out more, the topmoney team is there to help. Just call the hotline at +41 (0) 41 58 80 307 – we are there for you so that you get the financial restructuring that you need.

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WAS HEISST "WHAT DO YOU MEAN BY “COMPLETE MY APPLICATION ONLINE”?

At topmoney, you do everything online. There are no long routes, and everything can be easily wherever you are. But above all, it also means we are discrete – not everyone wants to discuss their finances with an advisor.

How it works:

First add the total amount of your debts in the “topulator”. Then tell topmoney the amount that you can pay towards your debts each month. Or want to be debt-free for a specific period? Then enter this period. You can try until the total debt that you must pay each month and the term match just what you were hoping for. Your options start with total debts from CHF 3,000 and end at a maximum of CHF 850,000. Fees are top-cheap, and you can choose a term between 6 and 144 months. Exactly what's best for you.

Found the debts that you can repay as a monthly instalment, as well as the term, and are happy with them? Great. In a second step, you need to complete the application. And don’t worry, we won't abandon you here. Topmoney is there for you. Topmoney helps you if something has not been filled in right, answers your questions and is also available to you by phone at any time. After completing your application, you can send it off.

WHAT DO YOU MEAN BY “INSTANT DECISION”?

You will know what is happening straightaway. That’s because topmoney gives you honest information about your options early on. The aim should be to be able to repay all your debts from your own funds in monthly instalments that you can manage. But this also depends on your creditor(s). They must agree, and we tell you this now. Better be honest then raise false hopes, don’t you agree? If you are approved, your contract will be available for you to print out in MyCockpit. Just sign it and return it to topmoney with the necessary documents. We act responsibly – and topmoney is strict in applying this rule.

Wenn Sie ein "Ja" bekommen haben, finden Sie Ihren Vertrag druckbereit in MyCockpit. Einfach diesen unterzeichnen und mit den notwendigen Unterlagen an topmoney schicken. Wir handeln verantwortungsvoll – und an diese Regelung hält sich topmoney strikt.

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HOW LONG DOES THE PROCESSING TAKE FROM START TO FINISH?

When topmoney receives your signed contract, the process is complete. You can log onto MyCockpit at any time and view the status of the processing. In the best case scenario, this takes 2 (two!) hours. Top speed - topmoney.